Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$569,990

145 SMOKERISE Drive, St. Augustine, FL 32092

Shearwater

Price
$569,990
Beds / Baths
4 / 4
Living area
2,360 sqft
Year built
2026
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$20/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Timberlin Creek
Middle
Switzerland Point
High school
Bartram Trail

***MOVE IN READY - BRAND NEW HOME*** Discover the Sierra Bonus II floor plan by Lennar Homes featuring 4 bedrooms, 3.5 baths, a study, and a 2-car garage. This home offers a Gourmet Kitchen with Quartz countertops, 42'' cabinets, and stainless steel appliances including a gas range, double ovens, dishwasher, microwave, and refrigerator. Ceramic wood-look tile is featured in all wet areas and extends into the living, dining, study, and halls. Additional highlights include Quartz vanities, a pre-screened lanai, and a full sprinkler system. Enjoy confidence with a one-year builder warranty, dedicated customer service, and 24-hour emergency support. (Conditions may apply)

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if AE/VE
  • Confirm CDD bond payoff amount and remaining assessment schedule
  • Review Lennar one-year warranty coverage limits and claim process
  • Get final walkthrough checklist; document any builder punch-list items before closing
  • Confirm all builder appliances and finishes match sales contract specifications

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,958/mo
Property tax (1.1% eff., St. Johns Co.)$522/mo
Homeowners insurance (est.)$333/mo
HOA$20/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,000/mo

Loan $455,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 6:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.