Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$199,900

1133 ALBERT Street, Jacksonville, FL 32202

East Jacksonville

Price
$199,900
Beds / Baths
6 / 2
Living area
2,551 sqft
Year built
1902
Type
Residential
Lot
0.15 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
0

RARE OPPORTUNITY in the heart of Downtown Jacksonville! High-potential investment, rental cash-flow, or redevelopment play situated across from the Stadium. Perfect for short-term rentals or long-term portfolio growth in a rapidly developing entertainment district. The property features two separate structures on one lot, both with newer roofs and independent utility meters for water and electric.Structure 1: Spacious 1,050 sq ft 3-bed, 1-bath single-family home. Features several updates; needs minor repairs/turn work as the tenant just vacated. Structure 2: Unique 1,501 sq ft 2-story, 3-bed, 1-bath single-family home ready to be brought back to life (newer roof, needs full renovation).Live in one and rent the other, lease both for maximum ROI hold for long-term appreciation directly in the path of downtown's major sports growth. Do not miss out on this downtown gem!

What to check on this one

  • Verify roof age and insurance eligibility for both 1902 structures despite 'newer roof' claim.
  • Order 4-point inspection and wind-mitigation report—124-year-old homes require underwriter sign-off.
  • Confirm actual flood zone via FEMA map; unknown status blocks financing and insurance.
  • Verify independent utility meter setup; confirm separate service addresses for rental compliance.
  • Pull title for any code liens, demo orders, or historical-district restrictions downtown.
  • Confirm short-term rental licensing allowed in this Downtown Jacksonville zone before underwriting.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,037/mo
Property tax (1.1% eff., Duval Co.)$183/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,512/mo

Loan $159,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 4:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.