$475,000
9174 MILTON Drive, Jacksonville, FL 32226
Shell Bay
- Price
- $475,000
- Beds / Baths
- 3 / 2
- Living area
- 2,036 sqft
- Year built
- 1999
- Type
- Residential
- Lot
- 0.53 ac
- Garage
- 2
- HOA
- $6/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 0
- Elementary
- New Berlin
- Middle
- Oceanway
- High school
- First Coast
River views, a HALF-ACRE lot, and NOT LOCATED IN A FLOOD ZONE! Located just off Heckscher Drive in the North Florida Keys, this 3-bedroom, 2-bath frame-constructed home with brick exterior offers the space, setting, and lifestyle that makes this area so desirable. Inside, you'll find a split-bedroom floor plan with no carpet, granite countertops, a gas fireplace, built-ins in the primary closet, an eat-in kitchen area, and a separate open dining room. A large screened lanai overlooks the expansive fenced backyard with plenty of room to enjoy the outdoors. The oversized 2-car garage provides additional space for a workshop or storage, while the long driveway offers plenty of additional parking. Enjoy river views from the front and a location surrounded by the North Florida Keys lifestyle, state parks, beaches, public boat ramps, waterfront dining, and easy access to the area's waterways. Amelia Island and Jacksonville International Airport are both approximately 20 minutes away. Additional features include a roof and HVAC that are both approximately 7 years old, city water, septic sewer, and a very low annual HOA of less than $80. A great opportunity to own a spacious home on an impressive half-acre lot in one of Jacksonville's most unique coastal areas!
What to check on this one
- Verify septic system inspection and pumping history with current owner.
- Confirm roof age 7 years via permit records; check insurer acceptance.
- Obtain flood zone designation letter from Duval County or FEMA map.
- Review HOA covenants for workshop/garage use restrictions.
- Inspect frame/brick exterior for moisture, rot, or salt-air damage.
- Test well water quality if applicable; confirm city water hookup.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $380,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 3:00 PM.
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