Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$815,000

12740 COSTAS Way, Jacksonville, FL 32246

Isabella At Tamaya

Price
$815,000
Beds / Baths
4 / 4
Living area
2,783 sqft
Year built
2022
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$17/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
0
Elementary
Kernan Trail
Middle
Kernan
High school
Atlantic Coast

Welcome to luxury living in the highly desirable Tamaya community! This like-new Santa Rosa floor plan offers 4 bedrooms, 3.5 baths, a spacious loft, and abundant living space. The first-floor primary suite provides a private retreat with a luxurious ensuite bath. The gourmet kitchen features a large center island, top-of-the-line appliances, pantry, and an open layout that flows seamlessly into the dining and living areas. Enjoy two first-floor living spaces, a large interior laundry room, fireplace, and covered lanai--perfect for relaxing or entertaining. Upstairs, you'll find additional bedrooms, a versatile loft, and a private bedroom with balcony and full bath that can serve as a guest suite or second primary retreat. Tamaya amenities include a clubhouse, resort-style pool, tennis, playground, and fitness room.

What to check on this one

  • Confirm exact flood zone and elevation certificate status with seller.
  • Verify CDD bond payoff amount and remaining assessment term.
  • Review Tamaya HOA documents, including rental restrictions and amenity fees.
  • Confirm roof warranty coverage and any builder defect claims remaining.
  • Inspect 4-point and wind-mitigation inspection eligibility for homeowners insurance quotes.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,229/mo
Property tax (1.1% eff., Duval Co.)$747/mo
Homeowners insurance (est.)$475/mo
HOA$17/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,635/mo

Loan $652,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXIT 1 STOP REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 5:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.