Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$400,000

10812 JESSICA ASH Drive, Jacksonville, FL 32218

Lois Estates

Price
$400,000
Beds / Baths
4 / 2
Living area
2,069 sqft
Year built
2005
Type
Residential
Lot
0.19 ac
Garage
2
HOA
$47/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
0
Elementary
Biscayne
Middle
Highlands
High school
A. Philip Randolph

$193/sqft asking, vs a $161/sqft median across 1,717 closed sales in 32218 over the last 12 months — 20% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this beautiful 4-bedroom, 2-bath home, built in 2005, located in a desirable gated community in Jacksonville. Featuring an attractive brick veneer exterior, this residence offers timeless curb appeal and a comfortable, functional layout perfect for everyday living. Inside, you'll find spacious living areas filled with natural light, an inviting kitchen with ample cabinet and counter space, and a private primary suite with an en-suite bath. Three additional bedrooms provide flexibility for family, guests, or a home office. The backyard offers plenty of room to relax, entertain, or create your own outdoor retreat. Conveniently located near shopping, dining, schools, major highways, and Jacksonville International Airport, this home provides both comfort and convenience. Don't miss this opportunity to own a well-maintained home in a sought-after gated neighborhood. Schedule your private tour today!

What to check on this one

  • Confirm roof age and current condition; get inspection report if approaching 20 years.
  • Verify flood zone designation via FEMA map; request elevation certificate if in AE/VE.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) before closing.
  • Review HOA docs: covenants, reserves, special assessments, rental restrictions.
  • Confirm HVAC age and last service records; budget for replacement if near 15 years.
  • Check plumbing type; polybutylene or cast-iron requires closer scrutiny and cost planning.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,076/mo
Property tax (1.1% eff., Duval Co.)$367/mo
Homeowners insurance (est.)$292/mo
HOA$47/mo
All-in monthly (est.)$2,782/mo

Loan $320,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ABA REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 1:30 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.