Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$279,900

5568 COUNTY ROAD 352, Keystone Heights, FL 32656

Big Tree Lakes

Price
$279,900
Beds / Baths
4 / 2
Living area
2,082 sqft
Year built
2004
Type
Residential
Lot
2.2 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
0
Elementary
Keystone Heights
High school
Keystone Heights

$134/sqft asking, vs a $171/sqft median across 324 closed sales in 32656 over the last 12 months — 21% below the area's closed prices. Property is sold as-is requiring cosmetic updates; sellers prioritize quick sale, explaining the 21% discount to comparable recent sales.

Priced to sell quickly and offered well below market value! This unique property includes TWO adjoining 1.1-acre parcels for a total of 2.2 acres, providing plenty of room to spread out and enjoy privacy. The home is being sold AS-IS and does need cosmetic updating, offering the opportunity to make it your own and build equity. Features include a split-bedroom floor plan, exceptional kitchen with granite countertops, large laundry room, and an additional room off the kitchen that could serve as a sunroom, office, or flex space. Outside, enjoy an in-ground saltwater, screen-enclosed pool, fenced yard, fruit trees, greenhouse shed, detached garage/workshop, and gated entry. Acreage, privacy, pool, outbuildings, and a price well below market value make this a fantastic opportunity for buyers ready to add their personal touch! Sellers have moved and ready for a quick sale. Photos updated Friday.

What to check on this one

  • Verify roof age and condition; 22-year-old roof may need replacement soon.
  • Order 4-point inspection and wind-mitigation report for insurance quotes.
  • Confirm flood zone designation with Clay County Property Appraiser; get elevation certificate if needed.
  • Have septic system inspected and pumped records reviewed; well water tested.
  • Get detailed scope of 'cosmetic updating' needed; budget for hidden structural or system repairs.
  • Verify pool equipment age, saltwater system maintenance history, and screen enclosure condition.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,452/mo
Property tax (1.1% eff., Clay Co.)$257/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,001/mo

Loan $223,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DISCOVER REALTY INC. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 9:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.