$985,000
95002 LANIER Road, Fernandina Beach, FL 32034
Nassau Village
- Price
- $985,000
- Beds / Baths
- 2 / 2
- Living area
- 1,856 sqft
- Year built
- 1983
- Type
- Residential
- Lot
- 1.29 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 179
Deep Water Access from your back yard--Enjoy peaceful coastal living with forever changing views on this 1.29 private acres on deep water. Located only ½ mile from Holly Point Boat Ramp on Christopher Creek, this Fernandina Beach property offers quick access to boating, fishing, and the scenic creeks leading to the Nassau River and Intracoastal Waterway. Best of all, there is NO HOA, providing the freedom to bring your boat, trailer, or recreational vehicles. This brick home features 3 bedrooms, 2 bathrooms, The functional layout includes a spacious living room with fireplace. One of the star features of the home is the expansive Florida room, creating an incredible indoor-outdoor gathering space complete with an outdoor kitchen setup! Perfect for hosting guest or relaxing while enjoying the natural surroundings.The property also has 2 wells , one that is deep water and the other is artesian. The property also includes a large detached workshop with a full bathroom. Situated on over an acre with mature trees and privacy, the property also offers a covered front porch, spacious garage, and plenty of room for outdoor equipment and toys. Enjoy a quiet, tucked-away setting while still being just a short drive to Amelia Island beaches, historic downtown Fernandina Beach, shopping, and dining.
What to check on this one
- Verify roof age and get wind-mitigation inspection quote—1983 home needs current insurer review.
- Confirm flood zone designation (unknown here) via FEMA map; request elevation certificate if waterfront.
- Inspect both wells (deep water + artesian) for current permits, water quality, maintenance records.
- Have plumber scope for polybutylene or cast-iron plumbing; 1983 build at risk.
- Review septic system capacity, pumpout history, and any environmental permits for waterfront lot.
- Verify boat dock/bulkhead permits, riparian rights, and any creek-access easement restrictions.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $788,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 9:00 PM.
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