Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$470,490

1438 JOSIE Lane, Jacksonville, FL 32219

Saddle Oaks

Price
$470,490
Beds / Baths
4 / 3
Living area
3,005 sqft
Year built
2026
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$88/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
0
Elementary
Dinsmore
Middle
Jean Ribault
High school
Jean Ribault

***MOVE IN READY - BRAND NEW HOME*** NO CDD FEES! This neighborhood is truly one-of-a-kind! Introducing the Ermont floor plan by Lennar Homes, offering 4 bedrooms, 3 bathrooms and a 2-car garage. This spacious floor plan includes nice features, such as white cabinets with white quartz kitchen countertops, 42'' upper cabinets, and Frigidaire stainless steel appliances including a range, dishwasher, microwave, and refrigerator. Ceramic wood-look tile flows through the main living areas and extends into the living room, dining room, and hallways. Additional features include window blinds throughout, a screened lanai, and a full sprinkler system. Enjoy peace of mind with a one-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply)

What to check on this one

  • Verify final flood zone designation and obtain elevation certificate if needed
  • Confirm HOA $88/mo covers what services and review governing documents
  • Request builder warranty details, coverage limits, and customer service contact
  • Inspect all new construction items: appliances, HVAC, plumbing for defects
  • Verify sprinkler system activation, scheduling, and maintenance responsibility

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,441/mo
Property tax (1.1% eff., Duval Co.)$431/mo
Homeowners insurance (est.)$292/mo
HOA$88/mo
All-in monthly (est.)$3,252/mo

Loan $376,392 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 8:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.