Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$7,875,000

12827 FT CAROLINE Road, Jacksonville, FL 32225

St Johns Bluff Est

Price
$7,875,000
Beds / Baths
7 / 7
Living area
8,476 sqft
Year built
1986
Type
Residential
Lot
1.53 ac
Garage
4
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
1

Panoramic views from this riverfront BLUFF Masterpiece, with rare DEEP water with effortless access to the Atlantic Ocean. This high elevation home and property has been comprehensively & meticulously renovated, the tranquility and security of 1.53 acres of gated elegance. This iconic riverfront estate offers an unparalleled lifestyle of privacy, space and the serenity of nature. Perfectly blending luxury living with the expanse of natural surroundings, you can entertain, relax, or simply embrace prime waterfront with privacy and peace of mind. The gated drive leads to the gorgeous, stately brick home and room to enjoy the best that waterfront living has to offer. Natural slate stone roof. Marble & wood flooring, massive vaulted ceilings, state of the art kitchen, office & primary bedroom on first floor, and amazing dock with covered pavilion to enhance your waterfront lifestyle & fully functional dockhouse. Centerpiece pool, hot tub and koi pond. Surrounded by miles of nature trails.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for riverfront property
  • Verify roof age/material (listing states natural slate; confirm installation date and warranty)
  • Request 4-point inspection and wind-mitigation inspection given 1986 build year
  • Inspect dock, seawall, and riparian permits; confirm Army Corps/DEP compliance
  • Verify pool/hot tub permits, mechanical systems, and service history
  • Confirm insurance carrier will cover waterfront home; obtain quotes before closing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$40,862/mo
Property tax (1.1% eff., Duval Co.)$7,219/mo
Homeowners insurance (est.)$4,594/mo
All-in monthly (est.)$52,675/mo

Loan $6,300,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 5:38 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.