Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$795,925

357 TESORO Terrace, St. Augustine, FL 32095

Madeira

Price
$795,925
Beds / Baths
3 / 4
Living area
2,735 sqft
Year built
2027
Type
Residential
Lot
0.29 ac
Garage
3
HOA
$142/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

The Dostie Homes Grayling a superb single-story home offering 2,735 sqft of thoughtfully designed living space. Featuring 3 bedrooms, 3 and 2 half baths. The inviting foyer welcomes guests into a spacious dining area & gourmet kitchen which includes a back kitchen/pantry, both overlooking the large gathering room & private lanai -- perfect for entertaining & outdoor relaxing. The luxurious primary suite is secluded in its own wing of the home, complete w/elegant ensuite bathroom & substantial walk-in closet. Two secondary bedrooms have their own private bathrooms, providing comfort & privacy.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for waterfront property
  • Verify CDD bond payoff amount and remaining assessment obligations
  • Review HOA documents for rental restrictions and lease transfer rules
  • Inspect pool equipment age, warranty, and annual maintenance costs
  • Confirm builder warranty coverage details and transferability to buyer
  • Request final builder inspection punch-list and certificate of occupancy

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,130/mo
Property tax (1.1% eff., St. Johns Co.)$730/mo
Homeowners insurance (est.)$464/mo
HOA$142/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,633/mo

Loan $636,740 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of GPS REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 7:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.