Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$519,000

43 LAUREL GATE Lane, St. Augustine, FL 32092

Shearwater

Price
$519,000
Beds / Baths
4 / 3
Living area
2,357 sqft
Year built
2018
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$20/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
1
Elementary
Timberlin Creek
Middle
Switzerland Point
High school
Beachside

Welcome to Shearwater! This beautiful two story home features a brick paver driveway, two car garage, and private study. The open concept floor plan offers wood look tile flooring throughout the main living areas, while the kitchen features white quartz countertops, 42'' maple cabinets, stainless steel appliances, and a gas range overlooking the dining and living spaces. Upstairs you'll find all bedrooms, a convenient laundry room, and a spacious loft perfect for a playroom, media room, or second home office. Enjoy peaceful pond views from the screened and covered lanai overlooking the large fenced backyard. Located in the highly sought after Shearwater community, residents enjoy resort style amenities including a lazy river, water slide, lagoon pool, fitness center, tennis courts, walking trails, parks, and top rated St. Johns County schools.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE zone
  • Request CDD bond payoff amount and confirm annual assessment schedule
  • Confirm roof age and get 4-point inspection quote before closing
  • Review HOA/CDD amenity access rules and any rental restrictions
  • Verify homeowner's insurance availability and quotes for this address

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,693/mo
Property tax (1.1% eff., St. Johns Co.)$476/mo
Homeowners insurance (est.)$303/mo
HOA$20/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,659/mo

Loan $415,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ROUND TABLE REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 9:47 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.