Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$869,000

460 GALLARDO Circle, St. Augustine, FL 32086

St Augustine Shores

Price
$869,000
Beds / Baths
4 / 4
Living area
3,201 sqft
Year built
2007
Type
Residential
Lot
0.39 ac
Garage
3
HOA
$34/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
15

$271/sqft asking, vs a $208/sqft median across 666 closed sales in 32086 over the last 12 months — 31% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Be prepared to be wowed when pulling up to 460 Gallardo Cir. Set back from the street behind lush tropical landscaping, this beautiful 4-bedroom, 4-bath home feels like your own private Florida retreat from the moment you arrive. The expansive driveway, mature landscaping, and three-car garage provide an impressive welcome, while the backyard is where this home truly comes to life. A sparkling pool and oversized lanai create the perfect setting for slow mornings, afternoon swims, grilling with friends, or gathering around the table long after the sun goes down. Inside, the home is designed for both everyday living and effortless entertaining. The spacious chef's kitchen features a gas range, double ovens, generous prep space, and a sink perfectly positioned to look out over the large living room, gas fireplace, and breakfast nook. When it's time to open the home to the outdoors, the telescoping sliders make it easy to bring everyone together around the pool, creating that quintessential indoor-outdoor Florida lifestyle.The thoughtful layout offers something truly special for both family and guests. Each of the three guest bedrooms has its own private space and bathroom, creating a comfortable sense of separation and privacy. The oversized primary suite feels like a retreat of its own, with direct access to the lanai and a spacious spa-like bathroom featuring a soaking tub and large walk-in shower. A generous formal dining room adds an elegant space for holiday dinners, celebrations, and memorable meals with the people you love.Located within the sought-after San Savino-St. Augustine Shores community, residents enjoy an incredible collection of amenities including community pools and clubhouse, sports courts, golf, scenic trail systems, parks, and playgrounds--all within a well-maintained neighborhood with a welcoming, close-knit feel. Just minutes from everything St. Augustine has to offer and approximately 10 minutes to the beach, this home delivers the best of both worlds: a private tropical sanctuary at home and easy access to the lifestyle that makes St. Augustine so special.

What to check on this one

  • Verify roof age and condition; 2007 home may need inspection soon for insurance eligibility.
  • Obtain flood zone designation and elevation certificate from St. Johns County Property Appraiser.
  • Request 4-point inspection and wind-mitigation report before final offer.
  • Confirm pool maintenance history, equipment age, and any required certifications.
  • Review HOA covenants for rental restrictions and get current reserve study.
  • Verify gas line/fireplace inspection and HVAC system age and service records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,509/mo
Property tax (1.1% eff., St. Johns Co.)$797/mo
Homeowners insurance (est.)$507/mo
HOA$34/mo
All-in monthly (est.)$5,847/mo

Loan $695,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 1:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.