Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$184,999

140 PINE LAKE Drive, Satsuma, FL 32189

Bayou Club

Price
$184,999
Beds / Baths
2 / 2
Living area
1,368 sqft
Year built
1990
Type
Residential
Lot
0.14 ac
Garage
0
HOA
$75/mo
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
0

Welcome to 140 Pine Lake Drive, a beautifully transformed home where the work has been done for you! Updates include plumbing and electrical, new flooring, carpet, kitchen and appliances, plus two beautifully remodeled bathrooms with new showers. Enjoy easy-care tile floors, a handicap-accessible ramp, attached utility shed and gorgeous tiled sunroom. Relax on the backyard patio while catching a glimpse of Murphy's Creek. Located in a welcoming, golf-cart-friendly adult community with a sparkling pool, clubhouse, storage area, boat ramp and marina, where boat slips are available to lease for only $25/month. Community access to Murphy's Creek leads to the beautiful St. Johns River and navigable waterways to the Atlantic Ocean. Move in and start enjoying the Florida lifestyle!

What to check on this one

  • Verify mobile home is on owned land, not leased lot; check title and ownership terms.
  • Confirm HOA $75/mo covers what; get full reserve study and special assessment history.
  • Obtain flood zone designation and elevation certificate from county; verify insurer will quote.
  • Have plumber inspect updated plumbing for material type and code compliance post-renovation.
  • Request electrical permit records and final inspection sign-off for stated updates.
  • Verify all appliances and new systems (HVAC, water heater, roof) have warranties and dates.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$960/mo
Property tax (1.1% eff., Putnam Co.)$170/mo
Homeowners insurance (est.)$292/mo
HOA$75/mo
All-in monthly (est.)$1,497/mo

Loan $147,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DUCK REALTY INC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 11:05 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.