$38,000
5459 JOSHUA Street, Keystone Heights, FL 32656
Florida Frontier
- Price
- $38,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.84 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 0
- Elementary
- Mcrae
- High school
- Keystone Heights
What to check on this one
- Confirm flood zone designation with Clay County Property Appraiser or FEMA map.
- Verify lot is buildable; check Clay County zoning and setback requirements.
- Obtain survey; confirm no easements or title encumbrances.
- Research septic/well feasibility and Clay County permit requirements.
- Verify utilities available or cost to extend to lot.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Principal & interest$197/mo
Property tax (1.1% eff., Clay Co.)$35/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$524/mo
Loan $30,400 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 4:07 PM.
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