Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$294,900

1991 ECLIPSE Drive, Middleburg, FL 32068

Orange Park South

Price
$294,900
Beds / Baths
3 / 2
Living area
1,465 sqft
Year built
1998
Type
Residential
Lot
0.15 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
0
Elementary
Swimming Pen Creek
Middle
Lakeside
High school
Fleming Island

Welcome home to this move-in-ready 3-bedroom, 2-bath home located in a desirable non-HOA community close to everything Fleming Island has to offer, including shopping, dining, parks, medical facilities, top-rated schools, and convenient access to major roadways and NAS Jacksonville. The beautifully updated kitchen was remodeled in 2026 and features top-of-the-line stainless steel appliances, along with soft-close cabinets and drawers. Luxury vinyl plank flooring flows throughout most of the home, and the washer and dryer are included. The spacious floor plan offers split bedrooms and a family room with a vaulted ceiling. The owner's suite features two closets and a private bath with a tub/shower combination. Both secondary bedrooms are generously sized, and the guest bathroom has also been remodeled. Step outside to your private backyard retreat featuring lush tropical landscaping, a brand-new above-ground pool perfect for hot summer days, and a pergola grilling area. The fully fenced backyard also includes a storage shed and backs to a beautiful nature preserve, providing exceptional privacy. A newer roof (2017) completes this wonderful home!

What to check on this one

  • Verify flood zone designation with Clay County Property Appraiser; obtain elevation certificate if AE/VE zone.
  • Confirm roof 2017 installation date and obtain roofing contractor invoice; check insurer requirements.
  • Request 4-point inspection given 1998 build year; verify plumbing material (polybutylene risk pre-1995).
  • Inspect pool equipment warranty, maintenance records, and any HOA/county pool permitting documentation.
  • Verify kitchen/bathroom remodel permits pulled with Clay County; confirm contractor licensing and warranty transfers.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,530/mo
Property tax (1.1% eff., Clay Co.)$270/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,092/mo

Loan $235,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 4:32 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.