Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$319,000

3119 RUSTIC DEER Way, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Cross Creek

Price
$319,000
Beds / Baths
3 / 2
Living area
1,655 sqft
Year built
2023
Type
Residential
Lot
0.19 ac
Garage
2
HOA
$8/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
1
Elementary
Rideout
Middle
Lake Asbury
High school
Clay

$193/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Now is the time to buy BEFORE DEC 31 for FL Homestead Exemption potential savings! This pristine 2023 home sits on a premier 8,467sq ft eyebrow cul-de-sac lot on a no-through street and enjoys permanent backyard nature views of a lush forest preserve. This home offers the perfect blend of comfort, style, and convenience. Features 3BD/2BA layout with 2-car garage, luxury master bath glass shower enclosure, upgraded electrostatic MERV filtration HVAC system, durable LVP flooring, smart home security/thermostat allowing you to monitor and control your home remotely. Enjoy Cross Creek's resort-style pools, clubhouse, fitness center, & sports courts with low HOA fees. Zoned for top Clay County schools, minutes to Fleming Island's outstanding shopping, dining, and entertainment & NAS Jax. Better-than-new, meticulously maintained by the original owner, move-in ready for your family to add your personal style and make this beautiful Cross Creek home yours before the December 31, 2026 deadline!

What to check on this one

  • Verify flood zone designation with FEMA map; confirm elevation certificate if needed for insurance.
  • Pull CDD bond payoff amount and remaining assessment term from Clay County records.
  • Confirm homestead exemption deadline applicability and filing timeline with Clay County Property Appraiser.
  • Request HOA/CDD governing docs and Cross Creek amenity access rules in writing.
  • Inspect HVAC system age/warranty; verify smart home devices transfer or require new subscription.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,655/mo
Property tax (1.1% eff., Clay Co.)$292/mo
Homeowners insurance (est.)$292/mo
HOA$8/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,414/mo

Loan $255,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 12:42 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.