$2,150,000
103 ISLAND ESTATES Parkway, Palm Coast, FL 32137, Palm Coast, FL 32137
Hammock Dunes
- Price
- $2,150,000
- Beds / Baths
- 4 / 4
- Living area
- 3,706 sqft
- Year built
- 2017
- Type
- Residential
- Lot
- 1.64 ac
- Garage
- 4
- HOA
- $270/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 1
$580/sqft asking, vs a $195/sqft median across 313 closed sales in 32137 over the last 12 months — 198% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to luxury coastal living in Island Estates, an exclusive gated island community in Hammock Dunes bordered by the Fox Cut Canal and Intracoastal Waterway. Built in 2017, this custom 3,706 sq ft waterfront estate features 4 en-suite bedrooms, 4 full baths (including a pool bath), and a dedicated home office on a wide lot with mature palms and oaks. Inside, an elegant foyer leads to a 47-foot great room with wood floors and a gourmet chef's kitchen featuring custom white cabinets, gas cooktop, dual wall ovens, beverage fridge, and walk-in pantry. Expansive 10-foot sliding glass pocket doors open completely to a resort-style lanai with a TV setup, gas fireplace, new outdoor grill (2026), and a heated pool with refinished spa (2026). Enjoy ~147 ft of direct canal frontage ready for your custom dock, plus an X flood zone location for peace of mind. Recent upgrades include 2 new HVACs (2025). Optional Hammock Dunes Club membership offers golf, dining, and oceanfront amenities.
What to check on this one
- Verify flood zone designation with county — listing says 'X' but confirm elevation certificate on file.
- Pull CDD bond payoff amount and remaining assessment term from Flagler County.
- Confirm HOA $270/mo covers what — reserve study, insurance, dock/waterfront maintenance.
- Get roof age/warranty documentation; home is 9 years old, verify remaining coverage.
- Inspect 2025 HVAC permits and warranties; confirm both units are under service contract.
- Request dock construction permit status and any canal/waterway easement agreements.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,720,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COASTAL GATEWAY REAL ESTATE GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 5:01 PM.
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