$445,000
12520 BENT BAY Trail, Jacksonville, FL 32224, Jacksonville, FL 32224
Ashton Hills
- Price
- $445,000
- Beds / Baths
- 4 / 2
- Living area
- 1,855 sqft
- Year built
- 1997
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 2
- HOA
- $18/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 1
$240/sqft asking, vs a $261/sqft median across 1,004 closed sales in 32224 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Beat the Florida heat in your own private backyard oasis! This 4-bedroom, 2-bath home features a sparkling in-ground pool surrounded by lush tropical landscaping and mature greenery, providing exceptional privacy and creating the perfect setting for weekend barbecues, family gatherings, or simply relaxing in your own secluded retreat. The glass-enclosed Florida room overlooks the backyard and provides the perfect place to enjoy your morning coffee or unwind after a swim. Inside, you'll find a spacious, open floor plan designed to fit a variety of lifestyles. Multiple living areas provide flexibility for entertaining, working from home, or creating a formal dining space. Architectural details like arched walkways add warmth and character throughout, and the generously sized bedrooms provide plenty of room for family and guests. Location is another standout feature. C
What to check on this one
- Verify flood zone designation & obtain elevation certificate if in AE/VE
- Get roof inspection report; built 1997 may approach insurer age limits
- Confirm pool equipment age, maintenance history, and current condition
- Review HOA $18/mo covenants for pool liability & rental restrictions
- Inspect plumbing for polybutylene or cast-iron; 1997 build at risk
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $356,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BEYCOME OF FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:19 PM.
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