Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$21,000

104 HOWARD Drive, Interlachen, FL 32148, Interlachen, FL 32148

Interlachen Lakes Estates

Price
$21,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.25 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
5
Elementary
Interlachen
Middle
C. H. Price
High school
Interlachen

WATERFRONT BUILDING LOT! Property was cleared recently and is level and ready for your residence. The small lake it fronts upon has water year around, and there is only a miniscule amount of slope to take into consideration...Looks like about 6 feet into the lake; this property is not in a flood zone. Seller has lowered the list price from $26,000 and will not entertain any lowball offers.

What to check on this one

  • Verify flood zone designation with Putnam County Property Appraiser—confirm not AE/VE before proceeding
  • Obtain elevation certificate if lender requires it for future construction financing
  • Confirm setback requirements and wetland buffers with Putnam County building/zoning department
  • Verify utilities available (water, sewer, electric, internet) and connection costs to lot
  • Check title for easements, access rights, and any restrictions on waterfront use or building

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$109/mo
Property tax (1.1% eff., Putnam Co.)$19/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$420/mo

Loan $16,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CB ISAAC REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 2:51 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.