Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$359,900

3640 FORT PEYTON Circle, St. Augustine, FL 32086, St. Augustine, FL 32086

Fort Peyton Forest

Price
$359,900
Beds / Baths
3 / 2
Living area
1,381 sqft
Year built
1985
Type
Residential
Lot
0.35 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
180

$261/sqft asking, vs a $206/sqft median across 720 closed sales in 32086 over the last 12 months — 26% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Back on the market after the buyer's financing fell through. Their loss, your opportunity. Every major surface in this house is new. New flooring runs wall to wall. Fresh paint inside and out. The kitchen has all-new soft-close cabinetry, warm butcher block countertops, and a full suite of new appliances. Both bathrooms have been completely renovated with modern finishes that carry the same clean look through the rest of the house. There's no punch list here. The work is done. At 1,381 square feet, the layout is bright and efficient. It's open where it should be, private where it counts, and not a square foot is wasted on hallways you'll never use. It lives larger than the number suggests. Outside, you have 0.35 acres in Fort Peyton Forest, an established neighborhood tucked off Wildwood Drive. Mature trees, quiet streets, and neighbors who have been here a while, but still minutes from shopping, dining, and the interstate. There's room in the yard for a garden, a shop, a pool, or just space between you and everyone else. Renovated homes on a third of an acre at this price point do not sit long. This one already proved that once. Schedule your showing before it goes under contract again.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm roof age and get 4-point inspection for insurer pre-approval.
  • Review all renovation permits and final inspections with county records.
  • Inspect plumbing type; if polybutylene or cast-iron, budget replacement.
  • Verify all new appliances carry transferable warranties and have manuals.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,867/mo
Property tax (1.1% eff., St. Johns Co.)$330/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,489/mo

Loan $287,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of US REALTY HUB. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 3:20 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.