$725,000
96143 HANGING MOSS Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Enclave At Summer Beach
- Price
- $725,000
- Beds / Baths
- 3 / 3
- Living area
- 2,064 sqft
- Year built
- 2021
- Type
- Townhouse
- Lot
- 0.05 ac
- Garage
- 2
- HOA
- $431/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 1
$351/sqft asking, vs a $372/sqft median across 16 closed sales in 32034 over the last 12 months — 6% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Experience coastal living at its finest in this like new townhome located in a gated community on the highly desirable south end of Amelia Island. Designed for both comfort and convenience, this townhome features a private elevator and dual primary suites, one on each level, making it ideal for guests or multigenerational living. The upgraded kitchen showcases quartz countertops, stainless steel appliances, and a gas range, seamlessly opening to a light-filled living area that is perfect for entertaining. Built with efficiency in mind, the home includes a tankless gas water heater and is situated within a natural gas community offering premium amenities. Residents enjoy access to a community pool, clubhouse, and a paved bike trail that leads directly to the beach, making it effortless to embrace the island lifestyle. Car enthusiasts and hobbyists will appreciate the two-car garage featuring a durable Swisstrax flooring system, cabinetry, and a dedicated workbench for optimal
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE.
- Review HOA covenants for rental restrictions and lease-transfer rules.
- Confirm roof warranty remaining and ask builder for 5-year maintenance history.
- Request HOA financials, reserve study, and any pending special assessments.
- Verify tankless water heater warranty and service plan details.
- Inspect HVAC system age and ask for service records since 2021 build.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $580,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 1:37 PM.
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