Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$99,900

45338 AMERICAN DREAM Drive, Callahan, FL 32011, Callahan, FL 32011

North Deerwood Ests

Price
$99,900
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.12 ac
Garage
0
HOA
$27/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
3
Elementary
Callahan
Middle
Callahan
High school
West Nassau

BUILD YOUR DREAM HOME IN CALLAHAN! Don't miss this rate opportunity to own approximately 1 acre in a beautiful, established subdivision in popular Callahan, Florida! This is the very last lot available in this small, unique neighborhood surrounded by beautiful homes-making it the perfect place to build the home you've always dreamed of. Enjoy the peaceful setting while still being conveniently located near shopping, restaurants, schools, and everyday necessities. The back portion of the property features a stocked fish pond, adding a wonderful touch of nature and creating the perfect setting to relax, fish, and enjoy the outdoors. Last lot available-bring your plans and make this special property yours!

What to check on this one

  • Confirm flood zone designation with Nassau County Property Appraiser—'unknown' status blocks financing.
  • Verify HOA restrictions on home design, setbacks, and pond/waterfront use before finalizing plans.
  • Obtain survey showing exact lot lines, pond boundaries, and easements.
  • Confirm utilities (water, sewer, electric, internet) available and connection costs to lot.
  • Review Nassau County building permits and setback requirements for 1-acre parcel.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$518/mo
Property tax (1.1% eff., Nassau Co.)$92/mo
Homeowners insurance (est.)$292/mo
HOA$27/mo
All-in monthly (est.)$929/mo

Loan $79,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 2:38 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.