$539,000
38 SPEY BAY Court, St. Johns, FL 32259, St. Johns, FL 32259
Aberdeen
- Price
- $539,000
- Beds / Baths
- 4 / 3
- Living area
- 2,432 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 2
- HOA
- $4/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 3
- Elementary
- Freedom Crossing Academy
- Middle
- Freedom Crossing Academy
- High school
- Bartram Trail
$222/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 0% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to 38 SPEY BAY Court, ideally situated on a quiet cul-de-sac in the desirable Aberdeen community. This beautifully maintained home offers an exceptional combination of privacy, space, and resort-style living. The standout feature is the huge fan-shaped backyard, providing an abundance of room for outdoor entertaining, play, pets, gardening, or creating your own private oasis. The fully fenced backyard offers added privacy and peace of mind, and the home has been professionally pressure washed just before listing for a fresh, clean presentation. Inside, you'll find a thoughtfully designed floor plan with comfortable living spaces and a desirable double primary-bedroom closet setup, providing exceptional storage and organization. The home is ready for its next owners to move in and enjoy! Beyond the home, enjoy an incredible resort-style community lifestyle featuring a community water park, tennis courts, and a basketball court--perfect for staying active
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE.
- Confirm CDD bond payoff amount and remaining assessment schedule.
- Review HOA docs for rental restrictions and short-term-rental rules.
- Request roof inspection report and confirm manufacturer warranty status.
- Verify builder warranty coverage remaining on 2020 construction.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $431,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 8:00 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.