Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$295,000

495 RICHMOND Drive, Jacksonville, FL 32259, Jacksonville, FL 32259

Durbin Crossing

Price
$295,000
Beds / Baths
3 / 3
Living area
1,531 sqft
Year built
2017
Type
Residential
Lot
Garage
2
HOA
$235/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
3
Elementary
Durbin Creek
Middle
Fruit Cove
High school
Creekside

$193/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 13% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to this beautiful, newer 3-bedroom, 2.5-bath townhome in highly desirable St. Johns County, Florida! Offering 1,531 sq. ft. of bright, modern living space, this move-in-ready home combines comfort, style, and convenience. The open-concept main level is perfect for entertaining, with a spacious living area and well-appointed kitchen featuring a range/oven and refrigerator. Upstairs, enjoy generously sized bedrooms plus the convenience of an in-home washer and dryer. Ideally located near shopping, dining, recreation, and top-rated St. Johns County schools, with easy access to I-95 and I-295 for commuting to Jacksonville, St. Augustine, and surrounding areas. Whether you're a first-time homebuyer, relocating to Northeast Florida, or looking for low-maintenance living, this St. Johns townhome is a must-see. Schedule your private showing today!

What to check on this one

  • Confirm exact flood zone and pull elevation certificate if AE/VE designated.
  • Obtain CDD bond payoff amount and remaining assessment schedule.
  • Request HOA documents: CC&Rs, rental restrictions, reserve study, special assessments.
  • Verify roof age and get 4-point inspection estimate for insurance quotes.
  • Confirm appliances (range, oven, refrigerator, washer, dryer) are included at closing.
  • Review HOA insurance requirements and condo/townhome coverage specifics.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,531/mo
Property tax (1.1% eff., St. Johns Co.)$270/mo
Homeowners insurance (est.)$292/mo
HOA$235/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,495/mo

Loan $236,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REMAX WELCOME HOME. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.