Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$408,240

108 ORIOLE Road, Palm Coast, FL 32164, Palm Coast, FL 32164

Palm Coast

Price
$408,240
Beds / Baths
4 / 2
Living area
2,401 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$98/mo
CDD
Yes
Flood zone
Unknown
County
Flagler
Days on market
3
Elementary
Rymfire
Middle
Buddy Taylor
High school
Flagler Palm Coast

$170/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Step into your next home and be greeted by a flex room and the stairs leading to the second floor. As you continue through the main level, you'll find the kitchen, dining area, and family room, with a back patio located just off the dining space. On the opposite side of the family room, there's a powder bath, coat closet, mudroom, and access to the two-car garage. Upstairs, a loft connects three additional bedrooms--one featuring a walk-in closet--and a shared full bath. A laundry room is conveniently located across from the third bedroom. On the opposite side of the loft, you'll find the primary bedroom, complete with a walk-in closet and private primary bath.

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement for waterfront lot.
  • Confirm CDD bond payoff amount and remaining assessment timeline.
  • Request builder warranty details and new construction inspection timeline.
  • Clarify HOA $98/mo scope—does it include amenities, insurance, or reserves?
  • Review final grading, drainage, and stormwater management plans for waterfront exposure.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,118/mo
Property tax (1.1% eff., Flagler Co.)$374/mo
Homeowners insurance (est.)$292/mo
HOA$98/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,049/mo

Loan $326,592 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ASHTON WOODS FLORIDA REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 6:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.