Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$345,000

81 56TH Street, Jacksonville, FL 32208, Jacksonville, FL 32208

Panama Gardens

Price
$345,000
Beds / Baths
4 / 3
Living area
1,505 sqft
Year built
1937
Type
Residential
Lot
0.81 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
3

$229/sqft asking, vs a $116/sqft median across 744 closed sales in 32208 over the last 12 months — 98% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Well-maintained and full of character, this charming 3-bedroom, 2-bath Northside bungalow offers incredible space, versatility, and potential! The approximately 1,600 sq ft main home features original wood floors, beautiful built-ins, a sunroom, separate dining room, pantry, laundry room, and adorable red-brick front and back porches. The property also includes a spacious 1,000 sq ft garage/workshop and a separate 700 sq ft 1-bedroom, 1-bath guest house--perfect for guests, rental income, a home office, or additional living space. Situated on an oversized .81-acre lot with newer fencing, this property is surrounded by natural beauty, including banana, orange, grapefruit, and cherry trees. Located on a quiet street, this unique property offers endless potential for virtually any type of buyer! Contents of garage are not included. Chickens and coop are negotiable! Property sold as is. Photos coming soon!

What to check on this one

  • Verify flood zone designation with FEMA flood map and elevation certificate if in AE/VE.
  • Get roof age and condition report—1937 home likely needs inspection for insurance eligibility.
  • Confirm plumbing type (cast-iron, polybutylene, or updated) and septic/well functionality.
  • Order 4-point inspection and wind-mitigation report for insurer requirements on 89-year-old structure.
  • Verify guest house and workshop legal status—permitted ADU, rental restrictions, tax implications.
  • Request well/septic service records and confirm no HOA restrictions on guest rental or chickens.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,790/mo
Property tax (1.1% eff., Duval Co.)$316/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,398/mo

Loan $276,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 1:33 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.