$245,000
219 PALMETTO BLUFF Road, Palatka, FL 32177
Metes & Bounds
- Price
- $245,000
- Beds / Baths
- 3 / 2
- Living area
- 1,839 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- 1.42 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 4
$133/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 18% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to your new home!! Here you will find that this property is a perfect blend of comfort, space, and a relaxed country feel. From the moment you arrive, you'll appreciate the quiet surroundings and the opportunity to make this property your own. Inside, the home offers comfortable living space with plenty of potential for everyday living, entertaining, and creating lasting memories. There is even an additional flex room that provides space for your office, hobby needs, or a library! Step outside and enjoy the peaceful setting, with room to relax, gather with friends and family, garden, or simply take in the beauty of the outdoors. Conveniently located near Palatka, you can enjoy the opportunity of a more private setting while still being within easy reach of local shopping, dining, schools, and everyday convenience. If you are looking for a place to settle down and star gaze without the city noise, say less! This home is for you!
What to check on this one
- Verify actual flood zone designation with Putnam County—FEMA map required for insurance/lender.
- Confirm roof age and condition; 2005 build may need inspection for insurer approval.
- Review septic system maintenance records and have it inspected by licensed contractor.
- Confirm well water quality test results and service history with current owner.
- Get 4-point inspection quote; home age and rural location may trigger lender requirement.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $196,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EAGLES WORLD REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 12:30 PM.
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