$545,000
676 CHARTER OAKS Boulevard, Orange Park, FL 32065, Orange Park, FL 32065
Arbor Mill At Oakleaf Plantation
- Price
- $545,000
- Beds / Baths
- 5 / 4
- Living area
- 3,034 sqft
- Year built
- 2018
- Type
- Residential
- Lot
- —
- Garage
- 3
- HOA
- $62/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 3
$180/sqft asking, vs a $172/sqft median across 704 closed sales in 32065 over the last 12 months — 5% above the area's closed prices. Condition and lot vary; that's what a showing is for.
IMMACULATE 5 BR, 4 BA Home with 3-car oversized garage. Located in Arbor Mill at Oakleaf Plantation. NO CDD FEES! Luxurious open concept design built by Drees Homes. The Kitchen is a Chef's dream w/42'' white cabinets. huge Island w/sink, granite counters, backsplash, wall oven, smooth top range, microwave, refrigerator & breakfast nook. Separate formal dining room. Large family room with tray ceiling. Spacious master BR w/large walk-in closet. Glamour master bath w/garden tub, glass shower & double sink vanity! 2nd & 3rd BR's currently set up as an office & exercise room. 4th BR & 3rd bath w/walk-in shower can be used for In-Law suite! Huge upstairs Bonus Room w/bath can be utilized as 5th BR, game room, playroom or additional living room. Covered patio overlooks serene backyard. Spacious laundry room & Mudroom. Security system w/cameras included. Water softener. Enjoy time w/family in community pool, clubhouse & playground. Close to schools, shopping, dining, NAS Jax & major highways
What to check on this one
- Verify flood zone designation with FEMA map—unknown status needs clarification before closing.
- Confirm HOA $62/mo covers what services; request full HOA docs and reserve study.
- Inspect roof condition and get insurance quote—8-year-old Drees home should be fine but verify.
- Request plumbing spec sheet; confirm no polybutylene lines (pre-1995 risk).
- Verify in-law suite compliance with Clay County zoning—separate kitchen/entrance may trigger permits.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $436,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 1:28 AM.
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