Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$449,990

39 WINDMILL PALM Way, Palm Coast, FL 32164

Seminole Trace

Price
$449,990
Beds / Baths
4 / 2
Living area
2,213 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$33/mo
CDD
Yes
Flood zone
Unknown
County
Flagler
Days on market
5
Elementary
Bunnell
Middle
Buddy Taylor
High school
Flagler Palm Coast

$203/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.

The Fleming ll G is the perfect family home! This spacious floor plan boasts 4 bedrooms and a flex room on one level. The Fleming offers a beautiful kitchen that is perfect for gathering with family and friends. It features a large island, upgraded cabinets, and many designer upgrades that are sure to please. Enjoy sipping your coffee and feeling the morning breeze on the covered lanai. Come see one of our most popular floor plans today! Photos are representative of a Fleming II Floorplan**

What to check on this one

  • Verify CDD bond payoff amount and annual assessment schedule.
  • Confirm flood zone designation and obtain elevation certificate if needed.
  • Review HOA/CDD documents, CC&Rs, and any rental restrictions.
  • Inspect builder warranty coverage and transfer terms.
  • Verify all advertised upgrades are included in final contract.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,335/mo
Property tax (1.1% eff., Flagler Co.)$412/mo
Homeowners insurance (est.)$292/mo
HOA$33/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,239/mo

Loan $359,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 10:42 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.