$273,000
3809 PEBBLE BROOKE Circle, Orange Park, FL 32065
Pebble Creek At Oak Leaf
- Price
- $273,000
- Beds / Baths
- 3 / 2
- Living area
- 1,485 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- 0.12 ac
- Garage
- 2
- HOA
- $13/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 5
- Elementary
- Oakleaf Village
- Middle
- Oakleaf Jr High
- High school
- Oakleaf High School
$184/sqft asking, vs a $172/sqft median across 669 closed sales in 32065 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Well maintained cozy house in excellent school districts with tiled fireplace, walk-through kitchen with island and stainless steel double sink. Split plan with larger master bedroom, and large backyard. Imagine sprawling under the large oak in your Oakleaf/Argyle area paradise. This home strikes a balance of light, of flooring mixed between luxurious carpeting and laminate floors, and modern alarm system. Garage features a utility sink with extra storage space. Vaulted ceilings give plenty of roominess and appeal.
What to check on this one
- Verify actual flood zone designation; get elevation certificate if AE/VE
- Pull CDD bond payoff amount and confirm annual assessment
- Order 4-point inspection; roof is 21 years old—confirm insurer will cover
- Request well/septic service records and last inspection date
- Confirm HOA $13/mo covers what; request governing documents
- Verify plumbing material era (polybutylene/cast-iron risk for 2005 build)
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $218,400 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 2:00 AM.
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