Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$459,000

4570 MIDDLETON PARK Circle W, Jacksonville, FL 32224, Jacksonville, FL 32224

Cypress Village

Price
$459,000
Beds / Baths
3 / 2
Living area
2,047 sqft
Year built
1995
Type
Residential
Lot
0.18 ac
Garage
1
HOA
$1,254/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
4

$224/sqft asking, vs a $261/sqft median across 1,004 closed sales in 32224 over the last 12 months — 14% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Villa home located in the highly sought after 55+ community of Cypress Village is well-maintained, tasteful, features 9 ft. ceilings, crown molding & is a short walk to all amenities & dining. Tiled floors throughout & plantation shutters in Kitchen/Breakfast Room & Guest BR. Hunter-Douglas shades in other areas. Kitchen has glass cooktop, built-in oven & microwave. Bright, open Kitchen has Chef's pantry w/pull-outs, plenty of cabinets w/Lazy Susan in each corner, pull-out for trash & recycling, subway tile backsplash. In the Breakfast Room there is a built-in desk with drawers, including a file drawer plus bookcases. Enjoy heated & cooled 10'x14' Sunroom. Inside laundry room w/direct access to garage. Seller is in the process of moving & has filled BRs 2 & 3 w/packing, therefore no pictures. See measurements. You will be able to look into the rooms when you tour. MONTHLY FEE IS NOT ONLY AN ASSOCIATION FEE BUT COVERS FULL MAINTENANCE FOR THE HOME PLUS SERVICES AND AMENITIES FOR HOMEO

What to check on this one

  • Verify HOA $1254/mo covers full home maintenance scope—roof, HVAC, exterior, plumbing repairs included
  • Obtain Cypress Village HOA docs: reserve study, financials, any special assessments pending
  • Confirm roof age/condition—home built 1995, check if replaced; get 4-point inspection estimate
  • Request flood zone confirmation and elevation certificate if in AE/VE
  • Review 55+ community resale/rental restrictions in HOA bylaws before purchase

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,382/mo
Property tax (1.1% eff., Duval Co.)$421/mo
Homeowners insurance (est.)$292/mo
HOA$1,254/mo
All-in monthly (est.)$4,349/mo

Loan $367,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of NORVILLE REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 5:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.