Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$339,900

816 REFLECTION COVE Road E, Jacksonville, FL 32218, Jacksonville, FL 32218

North Creek

Price
$339,900
Beds / Baths
4 / 3
Living area
2,221 sqft
Year built
2011
Type
Residential
Lot
0.4 ac
Garage
2
HOA
$47/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
4
Elementary
Louis Sheffield
Middle
Oceanway
High school
First Coast

$153/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Move-in ready four-bedroom, three-bathroom home in the desirable North Creek neighbourhood. This home features an open floor plan that flows effortlessly, creating an ideal setting for daily living and entertaining. The kitchen comes updated with sleek stainless steel appliances and beautiful granite countertops. The primary bedroom includes its own private ensuite bathroom for added convenience. Step outside to enjoy a fully fenced-in backyard, offering a private space for relaxation and outdoor activities. Conveniently located just minutes from River City Marketplace, Jacksonville International Airport, and major highways--everything you need is close by! Schedule your private showing today!

What to check on this one

  • Confirm flood zone designation and pull FEMA map for this address.
  • Verify roof age and condition; get insurance quote given 15-year-old roof.
  • Review HOA docs—covenants, fees, reserve fund, and any pending assessments.
  • Inspect plumbing for polybutylene; confirm HVAC age and maintenance records.
  • Pull 4-point inspection quote; confirm insurer will write this age/roof combo.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,764/mo
Property tax (1.1% eff., Duval Co.)$312/mo
Homeowners insurance (est.)$292/mo
HOA$47/mo
All-in monthly (est.)$2,415/mo

Loan $271,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ENTERA REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 10:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.