Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$300,000

1232 ARDMORE Street, St. Augustine, FL 32092, St. Augustine, FL 32092

Meadows At St Johns

Price
$300,000
Beds / Baths
3 / 2
Living area
1,529 sqft
Year built
2004
Type
Residential
Lot
0.31 ac
Garage
2
HOA
$42/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
4

$196/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Opportunity awaits with this 3-bedroom, 2-bath waterfront home offering a functional floor plan, spacious living areas, and plenty of potential! Priced with updates in mind, this home is perfect for buyers looking to add their own personal touches. Inside you'll find a spacious living room with vaulted ceilings, separate dining area, generously sized kitchen with ample cabinet and counter space, and updated laminate flooring throughout much of the home. The split-bedroom floor plan provides added privacy, with a spacious primary suite featuring a walk-in closet and private bath. Step outside to the large screened porch overlooking a peaceful pond--the perfect spot to relax and enjoy the view. Sold as-is and priced accordingly, this home offers a great opportunity to build equity and make it your own!

What to check on this one

  • Verify roof age and get insurer quote—2004 home may hit rate limits soon.
  • Order 4-point inspection + wind-mitigation report; required for older FL homes.
  • Confirm flood zone and obtain elevation certificate if AE/VE designated.
  • Review HOA docs for restrictions on renovations and rental eligibility.
  • Get septic system service history and last pump-out date in writing.
  • Walk through all plumbing fixtures; check for polybutylene or cast-iron lines.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,557/mo
Property tax (1.1% eff., St. Johns Co.)$275/mo
Homeowners insurance (est.)$292/mo
HOA$42/mo
All-in monthly (est.)$2,166/mo

Loan $240,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 8:53 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.