Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$740,000

15 SAN NUEVE Circle, St. Augustine, FL 32095, St. Augustine, FL 32095

Palencia

Price
$740,000
Beds / Baths
4 / 4
Living area
2,866 sqft
Year built
2018
Type
Residential
Lot
0.33 ac
Garage
3
HOA
$12/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
4
Elementary
Palencia
Middle
Pacetti Bay
High school
Allen D. Nease

$258/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 26% above the area's closed prices. Condition and lot vary; that's what a showing is for.

15 San Nueve Cir is a one-story Saint Augustine home built in 2018. The kitchen offers a large island, stainless steel appliances, and ample cabinet storage. An open living room serves as a comfortable main gathering space. The primary bedroom connects to a bathroom with double sinks, a soaking tub, and a separate shower for everyday convenience. A covered patio and in-ground pool extend the living space outdoors within a fully fenced backyard, and a three-car attached garage completes this well-maintained residence with practical amenities throughout. Included 100-Day Home Warranty with buyer activation

What to check on this one

  • Confirm flood zone designation and pull elevation certificate if AE/VE.
  • Verify CDD bond payoff amount and remaining assessment years.
  • Request roof inspection report; confirm shingles/materials and any warranty.
  • Obtain pool maintenance records and equipment service history.
  • Review HOA documents for rental restrictions and pool liability rules.
  • Inspect HVAC age and service records; confirm 2018 installation date.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,840/mo
Property tax (1.1% eff., St. Johns Co.)$678/mo
Homeowners insurance (est.)$432/mo
HOA$12/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,129/mo

Loan $592,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OPENDOOR BROKERAGE, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 7:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.