$650,000
640 NATURELAND Circle, St. Augustine, FL 32092
Grand Oaks
- Price
- $650,000
- Beds / Baths
- 4 / 4
- Living area
- 2,994 sqft
- Year built
- 2022
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 2
- HOA
- $101/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 5
$217/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 6% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to this beautifully designed single-family home featuring 4 spacious bedrooms and 3.5 baths, ideal for comfortable everyday living and entertaining. Step through the impressive two-story foyer into a bright, open-concept living area that showcases custom built-ins in both the living room and mudroom for stylish organization and storage. The gourmet kitchen impresses with quartz countertops, a gas cooktop, convenient pot-filler, and microwave-oven combo, perfect for family meals or hosting gatherings. Floor-to-ceiling views open to the expansive screened-in and paved patio, offering plenty of space to host a barbecue party or simply relax outdoors in the Florida sunshine. Conveniently located just minutes from Costco, an upcoming Walmart, and a variety of shops and restaurant options. Lender credit up to 1% of the loan amount toward closing costs, prepaids, or rate buydown when financing with preferred lender. Offer subject to loan approval. Terms and conditions apply.
What to check on this one
- Confirm final flood zone designation and elevation certificate requirement from St. Johns County.
- Obtain CDD bond payoff amount and verify annual assessment obligations.
- Review HOA governing documents and CC&Rs for restrictions and reserve funding.
- Verify roof warranty details and confirm no prior claims or damage history.
- Request 4-point inspection estimate (home under 5 years, may still benefit verify).
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $520,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 6:24 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.