Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$575,000

1535 CLINCH Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Amelia Island

Price
$575,000
Beds / Baths
3 / 2
Living area
1,907 sqft
Year built
1963
Type
Residential
Lot
0.84 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
2

Charmingly updated 3-bedroom, 2-bath home is on a huge lot, just steps from gorgeous marsh/river views! This home has been thoughtfully renovated and freshly repainted inside and out, offering a bright, move-in-ready feel throughout. Cozy up by the functional gas fireplace, and enjoy year-round comfort with a brand-new A/C system, a 2021 hot water heater, plus a newer dishwasher and microwave. The attached garage features a new insulated door and opener, while a separate storage building provides extra space for tools, lawn equipment, bicycles, and beach gear. This home can be used as a primary residence or an investment opportunity, as it can be rented short-term. RV owners and outdoor enthusiasts will love the 30/50-amp RV hookup and concrete pad, wide 16-foot gate, and convenient drive-through access from Clinch Drive to 6th Street, ideal for boats, trailers, or an RV. A new back fence adds privacy and gives the backyard a polished, finished look. Set on city water with no HOA or CDD fees, this updated home combines modern comfort with everyday convenience in a friendly, welcoming neighborhood just minutes from Fernandina Beach's historic downtown, shops, dining, and pristine coastline. Don't miss this move-in-ready gem on Amelia Island!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Get 4-point inspection and wind-mitigation report (1963 home qualifies).
  • Confirm roof age/material and remaining warranty coverage.
  • Review short-term rental eligibility with Fernandina Beach city ordinances.
  • Inspect plumbing material era (1963 home may have cast-iron or polybutylene).
  • Verify septic vs. city sewer status and any service history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,984/mo
Property tax (1.1% eff., Nassau Co.)$527/mo
Homeowners insurance (est.)$335/mo
All-in monthly (est.)$3,846/mo

Loan $460,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FERNANDINA BEACH REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 6:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.