Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$759,900

524 16TH Avenue N, Jacksonville Beach, FL 32250, Jacksonville Beach, FL 32250

Surf Park

Price
$759,900
Beds / Baths
4 / 3
Living area
1,598 sqft
Year built
1949
Type
Residential
Lot
0.21 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
5

$476/sqft asking, vs a $378/sqft median across 599 closed sales in 32250 over the last 12 months — 26% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 3 Palms--a one-of-a-kind beach bungalow in the heart of Jacksonville Beach! Nearly 1,600 sq. ft. has been thoughtfully reimagined into a stylish 4-bedroom, 3-bath home that blends coastal character with modern finishes. The beautifully updated kitchen features white shaker cabinetry, quartz countertops, stainless steel appliances, a large island and custom wood accents. Updated baths include designer tile, modern fixtures and a stunning primary suite with dual vanities and a walk-in shower. The flexible floor plan offers plenty of room for family, guests or a home office. Best of all, leave the car at home! Enjoy an incredible Jax Beach lifestyle with restaurants, shopping, entertainment and the beach all within walking distance. 3 Palms isn't just a home--it's a lifestyle!

What to check on this one

  • Verify actual flood zone designation with FEMA map—critical for Jacksonville Beach insurance.
  • Confirm roof age and material; 1949 home likely needs 4-point inspection for insurability.
  • Request plumbing records—cast-iron or galvanized lines common in 1949, may need replacement.
  • Obtain full renovation scope and permit records; verify all work licensed and inspected.
  • Get title commitment and survey; confirm lot lines and any easements affecting use.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,943/mo
Property tax (1.1% eff., Duval Co.)$697/mo
Homeowners insurance (est.)$443/mo
All-in monthly (est.)$5,083/mo

Loan $607,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of 1 PERCENT LISTS FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 8:11 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.