$729,000
1457 HOLLY Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
City Of Fernandina Beach
- Price
- $729,000
- Beds / Baths
- 4 / 3
- Living area
- 2,212 sqft
- Year built
- 1960
- Type
- Residential
- Lot
- 0.34 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 4
- Elementary
- Emma Love Hardee
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
$330/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 30% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Unexpected work relocation creates a RARE second chance to own this beautifully reimagined AMELIA ISLAND home! Purchased with plans to stay, the owners are giving the next buyer the opportunity to enjoy a MOVE-IN-READY island home with extensive improvements completed. Located in the desirable Five Points area, this 4-bedroom, 3-bath home offers flexible living space on a generous lot-all with NO HOA and NO CDD! Enjoy the freedom of island living just 3 miles from Main Beach, with the charm, dining, shopping, and entertainment of historic Centre Street just a golf-cart ride away. The fenced backyard has plenty of room for a private oasis--think pool, outdoor kitchen, firepit, gardens, play area, or entertaining space. A 1.5-car attached garage PLUS an additional detached garage/WORKSHOP provides exceptional storage and hobby space! Convenient to Jax Airport & Military Bases! A home where the big projects have already been done - this can be YOUR opportunity to live like a LOCAL!
What to check on this one
- Verify actual flood zone designation with FEMA map; request elevation certificate if AE/VE.
- Obtain roof age and material; confirm insurer will cover at 66 years built.
- Get 4-point inspection + wind-mitigation report; critical for older NE Florida homes.
- Verify all permitted work completed; pull permits from Nassau County for renovations.
- Confirm septic system service records and last inspection if not on city water.
- Review plumbing materials/era; polybutylene or cast-iron lines may need replacement.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $583,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.
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