Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$420,000

1200 N CLAY Street, St. Augustine, FL 32084, St. Augustine, FL 32084

Afro American

Price
$420,000
Beds / Baths
3 / 3
Living area
1,267 sqft
Year built
2023
Type
Residential
Lot
0.16 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
5

$331/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 57% above the area's closed prices. Condition and lot vary; that's what a showing is for.

New build energy without the wait. Modern farmhouse curb appeal with clean, bright interiors in this 2023 built 3 bedroom, 2.5 bath home set on an oversized corner lot that delivers real privacy and space between you and the neighbors. Blonde gray LVP flooring throughout, 42 inch shaker cabinetry, Samsung appliances, and a stone tiled walk in shower in the owner's suite. Custom built ins and smart storage throughout, attached garage with designed laundry space, and an extended driveway. Location is the win here. Minutes to historic downtown St. Augustine, the beaches at Vilano, area golf, SR 16 shopping and dining, and a quick shot to I 95 for the Jacksonville commute. Move in ready. Schedule your Showing today!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for St. Augustine property.
  • Confirm builder warranty details and transferability to second owner.
  • Review roof material, warranty term, and insurer acceptance at purchase.
  • Request seller's homeowners insurance declaration page and current annual premium.
  • Verify all appliances and smart home features are included and operational.
  • Confirm property survey and setback compliance for corner lot.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,179/mo
Property tax (1.1% eff., St. Johns Co.)$385/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,856/mo

Loan $336,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REALTY ONE GROUP ELEVATE. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.