$355,000
1830 COGDILL Trace, Middleburg, FL 32068, Middleburg, FL 32068
Laurel Oaks
- Price
- $355,000
- Beds / Baths
- 4 / 3
- Living area
- 1,879 sqft
- Year built
- 2023
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $93/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 4
$189/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 5% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome home to this beautiful 4BR/3BA corner-lot home in the intimate Laurel Oaks community! The bright, open floor plan features a spacious great room that flows seamlessly into the kitchen with a center island, perfect for everyday living and entertaining. The desirable split-bedroom layout offers both privacy and flexibility, with the 4th bedroom tucked away in its own private wing, ideal as an in-law suite, guest suite or second primary suite. The spacious primary suite features a private bath with dual vanities and a walk-in closet. Step outside and relax on the covered patio overlooking the backyard. Enjoy the added benefits of NO CDD fees and LOW HOA fees! One of the most unique features is the direct backyard access to a special neighborhood pathway leading to Doctors Inlet Elementary. Laurel Oaks is the only community offering this convenient access, with no roads to cross! Ideally located just minutes from Fleming Island, Blanding Blvd, shopping, dining, and entertainment.
What to check on this one
- Verify HOA $93/mo covers what—reserves, amenities, insurance, maintainer contact.
- Confirm in-law suite complies with Clay County zoning; check deed restrictions on rentals.
- Obtain builder warranty docs and transferability terms for 2023 construction.
- Review HOA bylaws for pet limits, exterior modification rules, parking rules.
- Confirm backyard pathway access—easement terms, maintenance responsibility, liability.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $284,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.
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