Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,900

248 PINE ARBOR Circle, St. Augustine, FL 32084, St. Augustine, FL 32084

Heritage Park

Price
$399,900
Beds / Baths
4 / 2
Living area
1,753 sqft
Year built
2007
Type
Residential
Lot
0.3 ac
Garage
1
HOA
$89/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
5

$228/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this beautifully updated 4-bedroom, 2-bath home situated on an oversized lot in a convenient St Augustine location. This spacious, functional floor plan features updated flooring throughout, making the home both stylish and easy to maintain. The updated kitchen offers a fresh, modern feel and plenty of space for everyday living and entertaining. Step outside to the screened lanai, enhanced with additional pavers to create an inviting outdoor living space perfect for relaxing, grilling or entertaining. The oversized lot provides plenty of room to enjoy the Florida lifestyle. A major bonus is the roof is 1 year old, offering added peace of mind for the next owner. Conveniently located near downtown St Augustine, I-95, shopping, dining, grocery stores and everyday conveniences. Enjoy easy access to everything St Augustine has to offer while still having the space of an oversized homesite. Move in ready with great updates, outdoor space and excellent location.

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify CDD bond payoff amount and remaining assessment years.
  • Request roof installation date/warranty documentation (claimed 1 year old).
  • Obtain HOA documents, CC&Rs, and rental restriction policies.
  • Confirm 4-point inspection requirements and current insurer eligibility.
  • Request recent plumbing/HVAC service records and system ages.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,075/mo
Property tax (1.1% eff., St. Johns Co.)$367/mo
Homeowners insurance (est.)$292/mo
HOA$89/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,990/mo

Loan $319,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 1:12 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.