Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$455,000

184 OAK COMMON Avenue, St. Augustine, FL 32095, St. Augustine, FL 32095

Marshall Creek Dri

Price
$455,000
Beds / Baths
4 / 3
Living area
2,495 sqft
Year built
2003
Type
Residential
Lot
0.22 ac
Garage
3
HOA
$10/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
6

$182/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 11% below the area's closed prices. Condition and lot vary; that's what a showing is for.

**HIGHEST AND BEST OFFERS ARE DUE BY 5PM ON 09/01/2026**All that's missing is YOU! Bright and spacious this 4 bedroom, 3 full bath home features plenty of storage with a 3 car garage, a kitchen with stainless steel appliances and an entertainers backyard with a stone patio, inground pool and hot tub. Property is being sold ''As-Is'' with the right to inspect. Seller will make no repairs. Seller will not pay for or provide survey. This property may qualify for Seller Financing (Vendee). If property was built prior to 1978, Lead Based Paint Potentially exists. Please see attachments for offer instructions.

What to check on this one

  • Confirm exact flood zone and get elevation certificate if in AE/VE.
  • Order 4-point inspection; roof is 23 years old—check insurer eligibility now.
  • Verify CDD bond payoff amount and remaining special assessments.
  • Get pool/hot tub service records and permit compliance documentation.
  • Inspect plumbing materials (polybutylene risk if original 2003 components remain).
  • Review HOA covenants for rental restrictions if you plan to lease.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,361/mo
Property tax (1.1% eff., St. Johns Co.)$417/mo
Homeowners insurance (est.)$292/mo
HOA$10/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,247/mo

Loan $364,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ALFA REALTORS CORP. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 4:49 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.