Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$439,900

611 MORGANS TREASURE Road, St. Augustine, FL 32084, St. Augustine, FL 32084

Morgans Cove

Price
$439,900
Beds / Baths
5 / 3
Living area
2,503 sqft
Year built
2022
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$31/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
5

$176/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 17% below the area's closed prices. Condition and lot vary; that's what a showing is for.

If space is what you're looking for, this home delivers! Offering more than 2,500 square feet, this spacious 5-bedroom, 3-bath home features a flexible floor plan with plenty of room to spread out. Recent updates include new LVP flooring throughout the first floor and brand new carpet upstairs. The open concept main living area is filled with natural light which flows into a spacious kitchen featuring a large prep island, abundant cabinetry and counter space, and pantry. Upstairs, the oversized primary suite offers a double vanity and expansive walk-in closet, while a secondary living/bonus room provides additional space for a home office, playroom, or media area. Outside, enjoy a spacious backyard with a wooded backdrop and plenty of room to make it your own. Conveniently located near I-95 for easy commuting and just 15 minutes from historic downtown St. Augustine. This home offers the space you need with convenient access to everything the area has to offer.

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement for St. Johns County
  • Confirm roof warranty/manufacturer details—2022 build should be under warranty
  • Review HOA covenants for rental restrictions and amenity access
  • Get seller's homeowners insurance carrier and any claims history
  • Check septic or municipal sewer service—confirm which system serves property

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,283/mo
Property tax (1.1% eff., St. Johns Co.)$403/mo
Homeowners insurance (est.)$292/mo
HOA$31/mo
All-in monthly (est.)$3,009/mo

Loan $351,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of THE THAYVER GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 11:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.