Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,000

2472 TANNER LAKE Court, Jacksonville, FL 32221, Jacksonville, FL 32221

Adams Lake

Price
$399,000
Beds / Baths
5 / 3
Living area
3,477 sqft
Year built
2006
Type
Residential
Lot
0.38 ac
Garage
2
HOA
$33/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
5
Elementary
Chaffee Trail
Middle
Chaffee Trail
High school
Baldwin

$115/sqft asking, vs a $156/sqft median across 616 closed sales in 32221 over the last 12 months — 26% below the area's closed prices. Home is priced 26% below area comps at $115/sqft versus $156/sqft median; remarks highlight updates and amenities but do not explain the discount—ask listing agent why.

Welcome to 2472 Tanner Lake Ct, a spacious lakefront home tucked away in Adams Lake subdividion on a quiet cul-de-sac with low HOA fees and NO CDD fees. Offering 3,477 square feet, 5 bedrooms, 2.5 bathrooms, multiple living spaces, and a screened lakefront porch, this home delivers an impressive combination of space, flexibility, and peaceful water views. Step inside to a bright, freshly painted interior with an expansive floor plan designed for everyday living and entertaining. The first floor features separate living and dining areas, plus a large family room with a fireplace and plenty of natural light. The spacious kitchen offers abundant cabinetry and counter space, stainless steel appliances, a large breakfast bar, and an adjoining dining area overlooking the backyard. The first-floor primary suite provides exceptional space and privacy with a large walk-in closet and ensuite bath featuring dual vanities, a soaking tub, and separate shower. Upstairs you'll find four generously sized bedrooms plus an oversized loft/sitting room, perfect for a media room, home office, playroom, or second family room. Brand-new carpet gives the upstairs a fresh, comfortable feel. Step outside to the large covered and screened porch overlooking the lake--the perfect setting for morning coffee, entertaining friends, or relaxing at the end of the day. The spacious backyard extends toward the water, creating a peaceful backdrop with no home directly behind you. Major improvements include fresh interior and exterior paint, new carpet, TWO brand-new HVAC systems, and a brand-new water heater. The architectural-shingle roof was installed in 2006, and the Maytag washer and dryer convey. Residents of Adams Lake also enjoy community amenities including a swimming pool, basketball court, and playground. With nearly 3,500 SF, five bedrooms, a first-floor primary suite, multiple gathering spaces, lake views, low HOA fees, and NO CDD fees, this home offers an exceptional combination of space, setting, and value. Schedule your private showing and experience it for yourself.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement for waterfront property.
  • Obtain roof inspection report—20-year-old roof may affect insurance eligibility.
  • Request 4-point inspection and wind-mitigation inspection for underwriting.
  • Confirm lakefront setback compliance and any HOA waterfront restrictions.
  • Review HOA documents for lakefront maintenance responsibilities and assessments.
  • Inspect foundation and interior for any water intrusion or settling signs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,070/mo
Property tax (1.1% eff., Duval Co.)$366/mo
Homeowners insurance (est.)$292/mo
HOA$33/mo
All-in monthly (est.)$2,761/mo

Loan $319,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 3:42 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.