Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$549,000

927 S PONCE DE LEON Boulevard, St. Augustine, FL 32084

Sebastian Harbor Villas

Price
$549,000
Beds / Baths
2 / 3
Living area
1,200 sqft
Year built
1986
Type
Condo
Lot
Garage
1
HOA
$945/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

Wake up to endless views of the San Sebastian River and experience waterfront living just minutes from the heart of historic St. Augustine. This beautifully reimagined 2-bedroom, 2.5-bath residence offers the opportunity to enjoy life on the water with your own private boat slip with electric and navigable access to the Intracoastal Waterway and Atlantic Ocean. Inside, extensive improvements and a high level of craftsmanship create a refined yet comfortable home where thoughtful design is evident throughout. Renovated down to the concrete firewalls, the residence features soaring 12-foot ceilings on the main level, custom carpentry, imported finishes, bespoke wood vanities, designer tilework, elevated lighting, luxury flooring, and high-end appliances, including a double-drawer dishwasher. Motion-activated LED stair lighting illuminates each step, adding another distinctive detail to the home's design. Thoughtfully designed storage is found throughout, including custom pull-out under stair storage with wood shelving, custom closets in both bedrooms, and a full walk-in attic with spray foam insulation and a dehumidifier. Additional improvements include updated plumbing and electrical, sound-dampening enhancements, an in-line water filtration system, and a newer HVAC system. A towel warmer in the secondary bath adds another thoughtful touch, while an assigned parking space and private single-car garage provide added convenience. Upstairs, the primary suite continues the waterfront experience with its own private balcony overlooking the San Sebastian River. Step outside and take in the views, spend the day boating from your own slip, explore the dining, shopping, history, and charm of downtown St. Augustine, or head across the Bridge of Lions to Anastasia State Park and the beach-all just minutes from home. Whether enjoyed as a primary residence, St. Augustine getaway, or investment property, this waterfront home offers a distinctive combination of thoughtful design, boating access, and an incredible location. The residence also offers the opportunity to be purchased furnished.

What to check on this one

  • Verify exact flood zone and obtain elevation certificate for waterfront St. Augustine location.
  • Review condo milestone inspection report and SIRS reserve study—critical at 40 years old.
  • Confirm HOA $945/mo covers what; request 12-month financials and any pending special assessments.
  • Order 4-point inspection and wind-mitigation report; verify roof age and insurance eligibility.
  • Inspect plumbing materials—cast-iron drain lines common in 1986 builds; document updates claimed.
  • Verify boat slip deed/lease terms, electric service, and transfer requirements to new owner.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,849/mo
Property tax (1.1% eff., St. Johns Co.)$503/mo
Homeowners insurance (est.)$320/mo
HOA$945/mo
All-in monthly (est.)$4,617/mo

Loan $439,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HOUSE & HAVEN. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 1:33 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.