Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$130,000

202 & 204 BELLE Drive, Satsuma, FL 32189, Satsuma, FL 32189

Dunns Creek Addition

Price
$130,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.48 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
5

Great waterfront home site, almost 1/2 acre on a canal that leads directly to Dunns Creek. These lots are high and dry, with a dock, a 4'' artesian well, and is bulkheaded. Both lots have installed septic tanks but per the county, public sewer will be available in the near future and buyer will be required to connect. Public water is available. Survey available. Property is located on a paved county road. Take time to look, you will not be disappointed.

What to check on this one

  • Verify flood zone designation with Putnam County—waterfront canal lots carry elevation/flood risk.
  • Confirm septic tank installation dates and current inspection status with county health dept.
  • Get timeline + cost estimate for mandatory public sewer connection from county.
  • Review survey for wetland boundaries, setbacks, and buildability constraints.
  • Verify 4-inch artesian well water quality and permitting with Florida Department of Environmental Protection.
  • Check dock condition and any required permits or homeowners' association restrictions on waterfront use.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$675/mo
Property tax (1.1% eff., Putnam Co.)$119/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,086/mo

Loan $104,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TIMBER TO TIDES REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 3:54 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.