Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$478,000

3481 KINDLEWOOD Drive, Middleburg, FL 32068, Middleburg, FL 32068

Double Branch

Price
$478,000
Beds / Baths
5 / 3
Living area
2,782 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$58/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
5
Elementary
Tynes
Middle
Oakleaf Jr High
High school
Ridgeview

$172/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to the Whitestone, where classic Traditional-style design meets modern comfort. The inviting exterior sets the tone for a warm and welcoming home, while the interior offers 5 spacious bedrooms, 3 full bathrooms, and a 2-car garage. The upgraded kitchen is designed for both everyday living and entertaining, featuring a new appliance package with refrigerator, sleek quartz countertops, 42'' white cabinetry, a Flow White tile backsplash, and an oversized island. Luxury vinyl plank flooring flows throughout the home, connecting the gathering room to the covered lanai for seamless indoor-outdoor living. Additional highlights include 8-foot interior doors, smart home technology, upgraded Brushed Nickel hardware, 2'' faux wood blinds, an enhanced stair railing, and a washer and dryer. Thoughtfully upgraded throughout, this beautiful home is move-in ready and waiting for you to make it your own.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement with Clay County.
  • Confirm builder warranty terms, coverage length, and transferability to next owner.
  • Review HOA covenants for rental restrictions and guest policies.
  • Inspect new appliance package for remaining manufacturer warranties.
  • Confirm smart home system compatibility and handoff documentation at closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,480/mo
Property tax (1.1% eff., Clay Co.)$438/mo
Homeowners insurance (est.)$292/mo
HOA$58/mo
All-in monthly (est.)$3,268/mo

Loan $382,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 3:47 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.