Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$248,000

129 NW GENELL Loop, Lake City, FL 32055, Lake City, FL 32055

Parnell Hills

Price
$248,000
Beds / Baths
3 / 2
Living area
1,512 sqft
Year built
2025
Type
Residential
Lot
1.19 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Columbia
Days on market
5
Middle
Lake City
High school
Columbia

$164/sqft asking, vs a $124/sqft median across 8 closed sales in 32055 over the last 12 months — 33% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Brand new 2025 construction on 1.19 acres with no HOA and no deed restrictions. Bring the RV, the boat, the workshop plans, or just enjoy the elbow room. This 3 bedroom, 2 bath home offers 1,512 sq ft that opens up all at once: living room, dining area, and kitchen share one uninterrupted footprint under a bright, neutral palette. The kitchen anchors the space with a center island, granite-look counters, stainless appliances including a French-door refrigerator, and crisp white cabinetry running the length of the wall. Laminate wood flooring runs through every room. Bedrooms are generously sized with ceiling fans and giant windows framing green views. Everything is brand new, never lived in. Step out onto either wood deck and the lot does the rest: level, mostly cleared, edged in mature oaks and pines, with open ground for a pool, a shop, or a garden. Paved road access, minutes to Lake City shopping and dining. Country quiet, city convenient, and completely move-in ready.

What to check on this one

  • Verify flood zone designation with FEMA map; request elevation certificate if in AE/VE.
  • Confirm manufacturer warranty coverage and transferability to new owner.
  • Review septic system permits and well water test results with seller.
  • Inspect all new appliances; request builder's punch-list completion documentation.
  • Verify lot is buildable for workshop/RV structures; check Columbia County zoning codes.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,287/mo
Property tax (1.1% eff., Columbia Co.)$227/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,806/mo

Loan $198,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SAGE ONE SOLUTIONS LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 3:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.