Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$885,000

6548 PUTNAM Street, St. Augustine, FL 32080, St. Augustine, FL 32080

Ocean Grove

Price
$885,000
Beds / Baths
4 / 4
Living area
2,606 sqft
Year built
1993
Type
Residential
Lot
0.21 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
5

$340/sqft asking, vs a $318/sqft median across 527 closed sales in 32080 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Completely reimagined inside and out, this 2,606 sqft home offers 4 spacious bedrooms, 4 beautifully updated baths, and incredible flexibility across two distinct living levels, each with its own kitchen and laundry. Every detail has been thoughtfully designed, from the kitchens, bathrooms, flooring, lighting and electrical to major systems and exterior improvements, including new siding, fresh paint, brand-new Trex decking and an extended driveway. Generously sized bedrooms and flexible living spaces make the layout ideal for multigenerational living, extended guests, STR, work-from-home needs or additional entertaining space. Enjoy the best of coastal St. Augustine living, with beaches, boating, Intracoastal access, dining, and historic downtown all just minutes away. This is a rare opportunity to enjoy extensive renovations, versatile living spaces, and a prime St. Augustine location!

What to check on this one

  • Verify actual flood zone designation with FEMA flood map—St. Augustine has AE/VE zones requiring elevation certificate.
  • Confirm roof age and material; 1993 home may need wind-mitigation inspection for insurance.
  • Pull 4-point inspection report covering roof, HVAC, plumbing, electrical condition.
  • Verify short-term rental eligibility with St. Augustine city code; confirm no local restrictions apply.
  • Check septic vs. municipal sewer service; if septic, request maintenance records.
  • Inspect original plumbing era (pre-1995 polybutylene risk) despite claimed updates.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,592/mo
Property tax (1.1% eff., St. Johns Co.)$811/mo
Homeowners insurance (est.)$516/mo
All-in monthly (est.)$5,919/mo

Loan $708,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 4:26 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.