Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,999

15638 CHIR PINE Drive, Jacksonville, FL 32218, Jacksonville, FL 32218

Pine Lakes

Price
$499,999
Beds / Baths
4 / 4
Living area
2,814 sqft
Year built
2019
Type
Residential
Lot
0.18 ac
Garage
3
HOA
$86/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
7
Elementary
Oceanway
Middle
Oceanway
High school
First Coast

$178/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 11% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this spacious and beautifully designed residence, featuring an In Law Suite with its own private entrance! This home is located in the desirable Pine Lakes community of North Jacksonville, with Harbor Point Prep School being less than 2 miles away! Built in 2019 and offering 2,814 square feet of living space, this impressive home provides the space, comfort, and versatility today's buyers are looking for. Step inside to a bright and inviting floor plan with generous living and entertaining areas. With 4 bedrooms and 3.5 bathrooms, the home offers plenty of room for family, guests, a home office, or additional flex space. The open living areas create an easy flow throughout the home, while the kitchen serves as the heart of the space and provides plenty of room for everyday living and entertaining. The spacious primary suite offers a private retreat with an en-suite bath and ample closet space. Additional bedrooms provide flexibility for family members, guests, or work-from-home needs. Outside, enjoy a private fully Fenced backyard with screened in porch and room for relaxing, grilling, & entertaining. An attached 3-car garage adds convenience and additional storage. The Pine Lakes Community also offers a beautiful pool, playground, fitness center and more!

What to check on this one

  • Verify flood zone designation and elevation certificate requirement with county.
  • Confirm HOA $86/mo covers what; request Pine Lakes community governing docs.
  • Inspect roof condition and get installer date; 2019 build likely insurable.
  • Review in-law suite deed restrictions—some lenders/insurers flag rental income.
  • Confirm 3-car garage square footage is included in 2,814 sqft total.
  • Get septic vs. municipal sewer confirmation for this North Jacksonville address.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., Duval Co.)$458/mo
Homeowners insurance (est.)$292/mo
HOA$86/mo
All-in monthly (est.)$3,430/mo

Loan $399,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 6:59 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.